In February, the data across Cascade clients indicates positive trends in terms of loan volume, delinquency metrics, and interest rates. However, challenges remain in the collection rate, and the significant increase in loan term warrants careful monitoring for its potential impact on portfolio risk. Continued vigilance and proactive risk management measures are essential to maintain the health and stability of the loan portfolio.
A full breakdown of the calculations for these metrics is available here.
| Indicator | Feb MoM |
|---|---|
| Volume | 8.14% |
| Outstanding Balance | 5.30% |
| Par 30 | -0.48% |
| Par 60 | -0.41% |
| Par 90 | -0.22% |
| Collection Rate | -4.81% |
| Term | 4.68% |
| Interest | -0.55% |