In October 2024, Cascade clients experienced growth in both loan volume and outstanding balances, reflecting increased lending activity. Delinquency metrics showed slight increases across Par 30, Par 60, and Par 90 rates, indicating modest repayment pressures. The collection rate improved marginally, suggesting better recovery of overdue payments. Loan terms shortened significantly, while interest rates saw a notable decline. Overall, the data highlights positive growth trends, with improving collection performance, though careful monitoring of rising delinquency metrics remains essential.
A full breakdown of the calculations for these metrics is available here.
| Indicator | October MoM |
|---|---|
| Volume | 3.30% |
| Outstanding Balance | 3.56% |
| Par 30 | 0.18% |
| Par 60 | 0.46% |
| Par 90 | 0.43% |
| Collection Rate | 0.63% |
| Term | -4.78% |
| Interest | -1.83 |