Volume: | The amount of capital disbursed by a lender, converted to USD using end of month spot rate. |
Outsetanding Balance: | The amount of principal outstanding by a lender as of the end of the month, converted to USD using end of month spot rate. |
Par 30: | Percent of defaulted loans 30 days or greater by outstanding loans, net of write off (180DPD) |
Par 60: | Percent of defaulted loans 60 days or greater by outstanding loans, net of write off (180DPD) |
Par 90: | Percent of defaulted loans 90 days or greater by outstanding loans, net of write off (180DPD) |
Collection Rate: | Percent of Real Payments received by Scheduled Payments |
Term: | Term as measured from disbursement date |
Effective Interest Rate (EIR): | Means the cost of a loan when including the frequency and timing of payments and thus the cost of compounding. Does not include origination fees, only repeating costs like interest.  n = number of compounding periods (Eg. For a 9-month loan with monthly payments, n=9. For a 6 month loan with bi-weekly payments, n=12. |
Nominal Interest Rate: | Means the interest rate on a loan, without taking into account any fees or compounding of interest  |